Retirement Planning in Fenton, Michigan

Planning for Your Retirement Requires Sound Investing


We help by educating you on wealth accumulation:


Advanced Capital Group, LLC will show you ways to help you discover opportunities to increase your wealth without decreasing your lifestyle. We educate our clients on the process of wealth accumulation using a five-step process and The Seven Principles of Prosperity™


Three Types of Money


1) Accumulated Money: represents the amount of money you currently have invested and are currently saving. How would you say you are doing in accumulating the dollars necessary to meet your future retirement needs and goals?


2) Lifestyle Money: represents the dollars that you are spending to maintain your current standard of living, where you live, eat, vacation etc. How much energy would you like to spend towards reducing your present standard of living so that you can save more? You know you need to save more, and you want to do so. We can show you ways to increase your savings efficiency without reducing your lifestyle.


3) Transferred Money: represents the money you may be transferring away unknowingly and unnecessarily. Obviously, if you knew where the transfers were taking place you would have already solved those problems. We feel it is important to begin focusing on money you may be transferring unnecessarily, because this most often has the biggest impact on your wealth over time. By avoiding unnecessary transfers, dollars are freed up to put towards accumulation or lifestyle with no additional out-of-pocket cost.

Plugging holes:


There are two ways to fill up a bucket with holes:


The first is to plug the holes and the bucket will fill up even if the flow is just a trickle.


The second is to increase the flow into the bucket. Any holes in our wealth building plans or buckets should be plugged before proceeding to the pouring of more in the bucket.


For example, we will address your debt, the interest costs that accompany it, and your taxes before putting more into your bucket. Once we have addressed these major issues, you will have a better understanding of how you can begin to impact your wealth potential by eliminating unnecessary transfers.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 810-579-5808


Office Tel:

Office Address:
2415 Owen Road
Suite A
Fenton, MI 48430


​Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Advanced Capital Group, DBA Partners for Prosperity and Gina C Wells Financial Services, are not affiliated with RWA. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Advanced Capital Group, LLC, and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc. Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership includes attaining specified levels of commissions earned, premiums paid or income earned on the sale of insurance and other financial products. MDRT membership requirements include the payment of annual dues, compliance with ethical standards, and maintaining good standing with an MDRT-approved professional association. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Gina Wells or Advanced Capital Group is stated or implied. MDRT and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.

For the detailed requirements of MDRT, please visit:

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