Is Money Worth the Paper It’s Printed On?
Life insurance is often equated with the death benefit alone and spoken of as something you "need" only if you have dependents. This is a limited understanding of permanent life insurance and its living benefits.
As comedian-with-a-cause John Oliver's expose on asset forfeiture points out, the money shaken from the pockets of innocent Americans translates into spending sprees for law enforcement agencies. Confessed one sheepishly honest officer, as captured on a police review board video, "We usually base it on something that would be nice to have that we can't get in the budget... It's kind of like pennies from heaven, that get you a toy that you need."