Posts filed under Risk

How Does Living Longer Affect Your Retirement Savings

The numbers are in, and people are living longer! The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years, or 81 years vs. 76 for men. (Longevity is one area where there is no gender equality.)

Have Civil Forfeiture made Banks Unsafe?

As comedian-with-a-cause John Oliver's expose on asset forfeiture points out, the money shaken from the pockets of innocent Americans translates into spending sprees for law enforcement agencies. Confessed one sheepishly honest officer, as captured on a police review board video, "We usually base it on something that would be nice to have that we can't get in the budget... It's kind of like pennies from heaven, that get you a toy that you need."

Prosperity Economics Offers A Way Out of The Mess

Prosperity Economics questions the financial assumptions we’ve come to accept as true and provides an alternative to “typical” financial planning. It employs common-sense principles and strategies that preceded the rise of 401ks and the financial planning industry.